Postdoctoral Scholars are eligible to participate in the Postdoctoral Scholar Benefit Plans which include medical, dental, vision, life, AD&D, short term disability, and voluntary long term disability. In addition, Postdoctoral Scholars are required to contribute to the University of California Defined Contribution Plan (DCP) as Safe Harbor participants, and may make voluntary contributions to any of the University of California Retirement Savings Program plans. In addition, the University shall pay the Workers Compensation Assessment and the Benefit Broker Fee for all Postdoctoral Scholars. All Postdoctoral Scholars are provided with repatriation and evacuation insurance.
There is also Information on benefits with regard to domestic partnerships.
Postdocs are obligated to contribute to the monthly health benefits plan for both the HMO and PPO. Postdoc Paid Directs who do not have an on-campus source also paying their salary will be billed the monthly premium by Gallagher Benefits Services. Postdoc Fellows will have their monthly premium taken out of their salary.
In some cases, the UC departmental contributions paid to the UC Postdoctoral Scholars benefits (health, dental, vision, life, disability, accidental death and dismemberment insurances) on your behalf, are considered taxable income or (imputed income) per US Internal Revenue Service (IRS) regulations. Benefits provided to the domestic partner of a postdoctoral fellow also are taxable whether or not the domestic partner qualifies as a dependent.
“Imputed income” is the term the IRS applies to the value of any benefit or service that should be considered income for the purpose of calculating federal taxes. However, the University’s withholding and reporting responsibilities regarding health benefits furnished to a fellowship recipient varies depending on whether the recipient is a U.S. citizen (including a resident alien) or a nonresident alien and are based on IRS regulations.
Initial eligibility requires an appointment at 100% time for at least 3 months or 50-99% time for at least 12 months. To retain eligibility a Postdoc is required to maintain an average regular paid time of at least 17.5 hours per week (43.75%).
To enroll in the benefit plans available, please go to the Gallagher Benefits Services website. You will find plan information, instructions and the online form allowing you to enroll in the plans you choose.
If you have questions or concerns not addressed at the website, you are encourage to contact Gallagher Benefits Services Customer Service at: 1-800-254-1758.
If you have additional questions, you may contact the Postdoctoral Scholar Benefits Coordinator at Campus Benefits: (530) 754-4922. Individual consultation may be scheduled.
Step 1 (at Gallagher Benefits Services website):
- Review the plan descriptions and make coverage choices
- Retrieve online enrollment form
- Complete the form on screen and click the "Create Printable Enrollment Form" and print the form.
Step 2 (at UC Davis):
- Sign the form, make a copy for your records, and send the signed original to HR/Campus Benefits, Attn: Postdoc Benefits Coordinator
A confirmation letter will be sent from Campus Benefits to your home verifying receipt and processing of the enrollment form.
Please note: Enrollment in PSBP is not complete until both steps have been completed.